Business: Checking Comparison Chart

Checking Account Options and Requirements (Table 1)
	Small Business Checking	Commercial Checking	Business NOW Checking
Description	Designed for small to medium-sized businesses with moderate monthly transaction volume.	For businesses with more complex needs, this account offers the opportunity to receive a variable rate earnings credit on the average balance you maintain.	For sole proprietors or qualified non-profits that would like to earn interest.
Minimum Opening Deposit	$100	$500	$500
Balance to Avoid Monthly Service Charge	None	Varies based on activity	$500 average daily balance
Monthly Service Charge	No fees for 200 items paid or deposited 15¢ per item thereafter, excluding ACH transactions	$10 per month, plus 15¢ per item paid or deposited¹, excluding ACH transactions	$3 plus 15¢ per item paid¹, excludes ACH transactions. No interest if average daily balance is not maintained
Statements	Free online⁴	Free online⁴	Free online
Online Access	Free	Free	Free
Business Debit Card	Yes	Yes	Yes
Cash Management	First 3 months free, regular monthly service charge thereafter²	First 3 months free, regular monthly service charge thereafter²
Remote Capture	First 3 months free, regular monthly service charge thereafter²	First 3 months free, regular monthly service charge thereafter²
Checks		25% off first order of checks, up to $25
Night Deposit Services	Yes	Yes	Yes
Special Features			By maintaining the average daily balance, your account will receive a competitive rate of interest

Checking Account Options and Requirements (Table 2)
	Business Money Market	Business Tiered Money Market	Community Checking
Description	Standard money market account with limited check writing.	Tiered money market account with limited check writing. Higher interest rate with higher balances.	An account to help support community based organizations and associations with smaller transaction needs.
Minimum Opening Deposit	$2,500	$10,000	$25
Balance To Avoid Monthly Service Charge	$2,500 average daily balance	$10,000 average daily balance	None
Monthly Service Charge	$3 per month if average daily balance is not maintained	$10 per month if average daily balance is not maintained	None
Statements	Free online	Free online	Free online
Online Access	Free	Free	Free
Business Debit Card	Yes	Yes	Yes
Cash Management			First 3 months free, regular monthly service charge thereafter²
Remote Capture
Checks
Night Deposit Services	Yes	Yes	Yes
Special Features	Market based interest rates Six transfers per statement cycle³	Market based interest rates Six transfers per statement cycle³
1. Service charges on High Activity Business Accounts maybe subject to review and analysis 2. Per remote capture or cash management agreement 3. Unlimited withdrawals if made in person, by mail, messenger, or ATM 4. $10 per month for paper statements