Careers: Current Job Opportunities

    If you would like to become a member of our team of financial service professionals, we are seeking candidates for the following position(s):

     

    Commercial Lending Credit Analyst

    As a Commercial Loan Credit Analyst, you will assist with managing the credit risk and loan quality of the commercial loan portfolio (including Commercial real estate, commercial loans, and commercial Lines of Credit) in accordance with bank policy. You will also be responsible for developing background information on borrowers, analyzing financial statements, developing and analyzing property cash flow information and preparing comprehensive credit proposals. You will participate in joint customer calls and assist loan officers in conducting site inspections when needed.

    Qualifications:

    • Ensure compliance with bank policies and procedures
    • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
    • Obtain and analyze all necessary financial data
    • Perform written analysis of new loan applications to measure financial strengths and weaknesses of borrowers and guarantors, collateral adequacy and general credit worthiness
    • Communicate with credit applicants to develop information concerning their business needs and earnings to determine whether a loan may be an acceptable risk
    • Support department's goals through effective credit analysis of applications
    • Identify opportunities to refer customers and potential customers to other departments to provide services that meet their needs
    • Communicate effectively with employees, applicants, attorneys, etc.
    • Demonstrate good interpersonal skills and a team orientation
    • Properly structure commercial transactions to mitigate unnecessary risks
    • Coordinate the ordering of documents and help document loans to evidence debt and to ensure perfection of the Bank's security interest in compliance with regulatory and legal requirements
    • Remain current on changes in economic and market conditions that might affect credit risk
    • Backup to commercial lenders as needed
    • Other duties as assigned

If interested in applying for an open position, please click here to learn more about the application process.

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