Whether you’re planning for retirement or helping your kids to save, 1st National offers a variety of savings plans to help you reach your goals.

Day of Deposit Savings

We have the perfect plan to help you achieve your savings goals. Earn interest from day of deposit to day of withdrawal, with no passbooks to worry about. Make deposits and withdrawals while enjoying an account without regular monthly service fees, regardless of the balance you maintain.

Young Savers

It's never to early to teach children the benefits of saving money. Children can watch their deposits grow in an account with no minimum balance requirements and earn interest at the regular savings rate. With every $5.00 deposited, children earn "Big Bucks" that can be used for redemption toward gift cards.

Certificate of Deposit (CD)

Our CDs offer competitive rates of interest with a wide range of maturity options.* All certificates of deposit have a guaranteed rate of return and are fully insured by the FDIC up to the maximum amount allowed by law.

*May be subject to penalty for early withdrawal.

Individual Retirement Accounts (IRA)

We offer both savings and CD accounts for your retirement planning that allow you to shelter income from taxes without monthly fees. Our retirement accounts are available for qualified "rollovers," as well as from pension and profit-sharing plans.

Club Accounts

Flexibility is the key to our club accounts. Your Club will mature any month you choose, allowing you to save for the holidays, a vacation, or any other purpose. Make deposits of any amount at any time, or set up a transfer from another 1st National account. Best of all, your Club will automatically renew each year so you can keep saving.

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