Checking
“Reputation to what end”
Our checking accounts are designed to accommodate today’s banking conveniences, while remaining focused on personal service to meet your business needs.
Small Business Checking
An account designed to be extremely affordable for small to medium-sized businesses with moderate monthly transaction volume.
- Online banking and mobile banking, including mobile deposit
- eStatements
- Business debit card with instant debit card alerts
- Cash management and remote deposit available, first 3 months free
- No monthly balance requirement
Commercial Checking
For businesses with more complex needs, this account offers the opportunity to receive a variable rate earnings credit on the average balance you maintain.
- Online banking and mobile banking, including mobile deposit
- eStatements
- Business debit card with instant debit card alerts
- Cash management and remote deposit available, first 3 months free
- 25% off first order of checks, up to $25
Community Checking
An account to help support community based organizations and associations with smaller transactions needs.
- Online banking and mobile banking, including mobile deposit
- eStatements
- Business debit card with instant debit card alerts
- Cash management and remote deposit available, first 3 months free
- No monthly balance requirement or service charges
- $25 minimum opening deposit
Business NOW Checking
Ideal account for sole proprietors or qualified non-profits that would like to earn interest.
- Online banking and mobile banking, including mobile deposit
- eStatements
- Business debit card with instant debit card alerts
- $500 average daily balance requirement to earn interest
Business Money Market Accounts
Standard and tiered accounts available, providing your business an option to earn interest
- Opening balance range from $2,500 – $10,000
- Online banking and mobile banking, including mobile deposit
- eStatements
- Business debit card with instant debit card alerts
- Market based interest rates
- Six transfers per statement cycle, including checks.
Checking Comparison Chart
Effective date: September 1, 2024
| Account | Minimum Opening Deposit | Balance to Avoid Monthly Service Charge | Monthly Service Charge | Statements | Online Access | Business Debit Card | Cash Management | Remote Capture | Checks | Special Features |
|---|---|---|---|---|---|---|---|---|---|---|
| Small Business Checking | $100 | None | No fees for 350 items paid or deposited 35¢ per item thereafter, excluding ACH transactions | Free online4 | Free | Yes | First 3 months free, regular monthly service charge thereafter2 | First 3 months free, regular monthly service charge thereafter2 | ||
| Commercial Checking | $500 | Varies based on activity | $10 per month, plus 15¢ per item paid or deposited1, excluding ACH transactions | Free online4 | Free | Yes | First 3 months free, regular monthly service charge thereafter2 | First 3 months free, regular monthly service charge thereafter2 | 25% off first order of checks, up to $25 | Offers a variable rate earnings credit |
| Business NOW Checking | $500 | $500 average daily balance | $3 plus 15¢ per item paid1, excludes ACH transactions. No interest if average daily balance is not maintained | Free online | Free | Yes | By maintaining the average daily balance, your account will receive a competitive rate of interest. | |||
| Business Money Market | $2,500 | $2,500 average daily balance | $3 per month if average daily balance is not maintained | Free online | Free | Yes | Market based interest rates. Six transfers per statement cycle, including checks.3 | |||
| Business Tiered Money Market | $10,000 | $10,000 average daily balance | $10 per month if average daily balance is not maintained | Free online | Free | Yes | Market based interest rates. Six transfers per statement cycle, including checks.3 | |||
| Community Checking | $25 | None | None | Free online | Free | Yes | First 3 months free, regular monthly service charge thereafter2 |
1. Service charges on High Activity Business Accounts maybe subject to review and analysis
2. Per remote capture or cash management agreement
3. Unlimited withdrawals if made in person, by mail, messenger, or ATM
4. $10 per month for paper statements
Annual Earnings Credit Rate
Effective date: September 1, 2024
| Products applies only | Annual Percentage Yield |
|---|---|
| Business Checking | 0.60% |
FDIC Insured
CDs $50,000+ are subject to daily quote.
All rates are subject to change without notice.
Fees may reduce earnings on accounts.