Small Business Checking

An account designed to be extremely affordable for small to medium-sized businesses with moderate monthly transaction volume.

  • Online banking and mobile banking, including mobile deposit
  • eStatements
  • Business debit card with instant debit card alerts
  • Cash management and remote deposit available, first 3 months free
  • No monthly balance requirement

Commercial Checking

For businesses with more complex needs, this account offers the opportunity to receive a variable rate earnings credit on the average balance you maintain.

  • Online banking and mobile banking, including mobile deposit
  • eStatements
  • Business debit card with instant debit card alerts
  • Cash management and remote deposit available, first 3 months free
  • 25% off first order of checks, up to $25

Community Checking

An account to help support community based organizations and associations with smaller transactions needs.

  • Online banking and mobile banking, including mobile deposit
  • eStatements
  • Business debit card with instant debit card alerts
  • Cash management and remote deposit available, first 3 months free
  • No monthly balance requirement or service charges
  • $25 minimum opening deposit

Business NOW Checking

Ideal account for sole proprietors or qualified non-profits that would like to earn interest.

  • Online banking and mobile banking, including mobile deposit
  • eStatements
  • Business debit card with instant debit card alerts
  • $500 average daily balance requirement to earn interest

Business Money Market Accounts

Standard and tiered accounts available, providing your business an option to earn interest

  • Opening balance range from $2,500 – $10,000
  • Online banking and mobile banking, including mobile deposit
  • eStatements
  • Business debit card with instant debit card alerts
  • Market based interest rates
  • Six transfers per statement cycle, including checks.

Checking Comparison Chart

AccountMinimum Opening DepositBalance to Avoid Monthly Service ChargeMonthly Service ChargeStatementsOnline AccessBusiness Debit CardCash ManagementRemote CaptureChecksSpecial Features
Small Business Checking$100NoneNo fees for 200 items paid or deposited 15¢ per item thereafter, excluding ACH transactionsFree online4FreeYesFirst 3 months free, regular monthly service charge thereafter2First 3 months free, regular monthly service charge thereafter2
Commercial Checking$500Varies based on activity$10 per month, plus 15¢ per item paid or deposited1, excluding ACH transactionsFree online4FreeYesFirst 3 months free, regular monthly service charge thereafter2First 3 months free, regular monthly service charge thereafter225% off first order of checks, up to $25
Business NOW Checking$500$500 average daily balance$3 plus 15¢ per item paid1, excludes ACH transactions. No interest if average daily balance is not maintainedFree onlineFreeYesBy maintaining the average daily balance, your account will receive a competitive rate of interest.
Business Money Market$2,500$2,500 average daily balance$3 per month if average daily balance is not maintainedFree onlineFreeYesMarket based interest rates. Six transfers per statement cycle, including checks.3
Business Tiered Money Market$10,000$10,000 average daily balance$10 per month if average daily balance is not maintainedFree onlineFreeYesMarket based interest rates. Six transfers per statement cycle, including checks.3
Community Checking$25NoneNoneFree onlineFreeYesFirst 3 months free, regular monthly service charge thereafter2

Account: Small Business Checking

  • Minimum Opening Deposit
  • Balance to Avoid Monthly Service Charge
  • Monthly Service Charge
  • Statements
  • Online Access
  • Business Debit Card
  • Cash Management
  • Remote Capture
  • Checks
  • Special Features
  • $100
  • None
  • No fees for 200 items paid or deposited 15¢ per item thereafter, excluding ACH transactions
  • Free online4
  • Free
  • Yes
  • First 3 months free, regular monthly service charge thereafter2
  • First 3 months free, regular monthly service charge thereafter2

Account: Commercial Checking

  • Minimum Opening Deposit
  • Balance to Avoid Monthly Service Charge
  • Monthly Service Charge
  • Statements
  • Online Access
  • Business Debit Card
  • Cash Management
  • Remote Capture
  • Checks
  • Special Features
  • $500
  • Varies based on activity
  • $10 per month, plus 15¢ per item paid or deposited1, excluding ACH transactions
  • Free online4
  • Free
  • Yes
  • First 3 months free, regular monthly service charge thereafter2
  • First 3 months free, regular monthly service charge thereafter2
  • 25% off first order of checks, up to $25

Account: Business NOW Checking

  • Minimum Opening Deposit
  • Balance to Avoid Monthly Service Charge
  • Monthly Service Charge
  • Statements
  • Online Access
  • Business Debit Card
  • Cash Management
  • Remote Capture
  • Checks
  • Special Features
  • $500
  • $500 average daily balance
  • $3 plus 15¢ per item paid1, excludes ACH transactions. No interest if average daily balance is not maintained
  • Free online
  • Free
  • Yes
  • By maintaining the average daily balance, your account will receive a competitive rate of interest.

Account: Business Money Market

  • Minimum Opening Deposit
  • Balance to Avoid Monthly Service Charge
  • Monthly Service Charge
  • Statements
  • Online Access
  • Business Debit Card
  • Cash Management
  • Remote Capture
  • Checks
  • Special Features
  • $2,500
  • $2,500 average daily balance
  • $3 per month if average daily balance is not maintained
  • Free online
  • Free
  • Yes
  • Market based interest rates. Six transfers per statement cycle, including checks.3

Account: Business Tiered Money Market

  • Minimum Opening Deposit
  • Balance to Avoid Monthly Service Charge
  • Monthly Service Charge
  • Statements
  • Online Access
  • Business Debit Card
  • Cash Management
  • Remote Capture
  • Checks
  • Special Features
  • $10,000
  • $10,000 average daily balance
  • $10 per month if average daily balance is not maintained
  • Free online
  • Free
  • Yes
  • Market based interest rates. Six transfers per statement cycle, including checks.3

Account: Community Checking

  • Minimum Opening Deposit
  • Balance to Avoid Monthly Service Charge
  • Monthly Service Charge
  • Statements
  • Online Access
  • Business Debit Card
  • Cash Management
  • Remote Capture
  • Checks
  • Special Features
  • $25
  • None
  • None
  • Free online
  • Free
  • Yes
  • First 3 months free, regular monthly service charge thereafter2

1. Service charges on High Activity Business Accounts maybe subject to review and analysis
2. Per remote capture or cash management agreement
3. Unlimited withdrawals if made in person, by mail, messenger, or ATM
4. $10 per month for paper statements

Annual Earnings Credit Rate

Effective date: January 2, 2019

Products applies onlyAnnual Percentage Yield
Basic Checking and Business Checking 0.60%

Products applies only: Basic Checking and Business Checking

  • Annual Percentage Yield
  • 0.60%

FDIC Insured
CDs $50,000+ are subject to daily quote.
All rates are subject to change without notice.
Rate change as of January 2, 2019.
Fees may reduce earnings on accounts.