Vehicle Loans
Auto/Motorcycle Loans
Effective date: January 1, 2021
| Vehicle condition and year | Down Payment | Term/Mos | APR | Minimum Loan |
|---|---|---|---|---|
| New, Used: 2021 - 2019 | *10% | 6-60 | 2.99% | $4,000 |
| *10% | 61-72 | 3.49% | $4,000 | |
| Used: 2018 - 2015 | *10% | 6-60 | 3.39% | $4,000 |
| *10% | 61-72 | 3.69% | $4,000 | |
| Used: 2014 - 2012 1 | *25% | 6-60 | 3.99% | $4,000 |
| *25% | 61-72 | 4.19% | $4,000 | |
| Used: 2011 - 2010 2 | *25% | 60 | 4.79% | $4,000 |
* Motorcycles require 20% down.
1. 25% down or 90% of NADA Trade-In Value
2. Trade-In Value
For Example: A $10,000 auto loan with 10% down for 60 months at 2.99% APR would have a repayment amount of $179.65 and a finance charge of $778.99.
Marine, Motor Homes, Travel Trailers Loans
Effective date: January 1, 2021
| Vehicle condition and year | Down Payment | Term/Mos | APR |
|---|---|---|---|
| New, Used: 2021 - 2019 | 15% | Up to 120 Months | 7.50% |
| Used 2011 and Newer (Titled Only) $10,000 - $25,000 | 15% | Up to 120 Months | 8.75% |
For Example: A $10,000 marine loan with 15% down for 72 months at 7.50% APR would have a repayment amount of $172.72 and a finance charge of $2,450.37.
ATV, Snowmobiles, Motorcycles, Jetskis
Effective date: January 1, 2021
| Vehicle condition and year | Down Payment | Term/Mos | APR |
|---|---|---|---|
| New 2021 - 2019 (Minimum $2,500) | 20% | 6-48 | 8.25% |
For Example: A $10,000 ATV loan with 20% down for 48 months at 8.25% APR would have a repayment amount of $245.32 and a finance charge of $1,775.40.
Contact us for more
information on loans.
For more information on loans listed above or on additional types of loans, please contact a Loan Officer.