Auto/Motorcycle Loans

Effective date: February 3, 2020

Vehicle condition and yearDown PaymentTerm/MosAPRMinimum Loan
New, Used: 2020 - 2018*10%6-603.39%$4,000
*10%61-723.79%$4,000
Used: 2017 - 2015*10%6-603.69%$4,000
*10%61-723.99%$4,000
Used: 2014 - 2012 1*25%6-604.79%$4,000
*25%61-725.09%$4,000
Used: 2011 - 2010 2*25%605.79%$4,000

Vehicle condition and year: New, Used: 2020 - 2018

  • Down Payment
  • Term/Mos
  • APR
  • Minimum Loan
  • *10%
  • 6-60
  • 3.39%
  • $4,000

Vehicle condition and year:

  • Down Payment
  • Term/Mos
  • APR
  • Minimum Loan
  • *10%
  • 61-72
  • 3.79%
  • $4,000

Vehicle condition and year: Used: 2017 - 2015

  • Down Payment
  • Term/Mos
  • APR
  • Minimum Loan
  • *10%
  • 6-60
  • 3.69%
  • $4,000

Vehicle condition and year:

  • Down Payment
  • Term/Mos
  • APR
  • Minimum Loan
  • *10%
  • 61-72
  • 3.99%
  • $4,000

Vehicle condition and year: Used: 2014 - 2012 1

  • Down Payment
  • Term/Mos
  • APR
  • Minimum Loan
  • *25%
  • 6-60
  • 4.79%
  • $4,000

Vehicle condition and year:

  • Down Payment
  • Term/Mos
  • APR
  • Minimum Loan
  • *25%
  • 61-72
  • 5.09%
  • $4,000

Vehicle condition and year: Used: 2011 - 2010 2

  • Down Payment
  • Term/Mos
  • APR
  • Minimum Loan
  • *25%
  • 60
  • 5.79%
  • $4,000

* Motorcycles require 20% down.

1.  25% down or 90% of NADA Trade-In Value

2. Trade-In Value

For Example: A $10,000 auto loan with 10% down for 60 months at 3.39% APR would have a repayment amount of $181.43 and a finance charge of $886.00.

Marine, Motor Homes, Travel Trailers Loans

Effective date: February 3, 2020

Vehicle condition and yearDown PaymentTerm/MosAPR
New, Used: 2020 - 201815%Up to 120 Months7.50%
Used 2011 and Newer (Titled Only) $10,000 - $25,00015%Up to 120 Months8.75%

Vehicle condition and year: New, Used: 2020 - 2018

  • Down Payment
  • Term/Mos
  • APR
  • 15%
  • Up to 120 Months
  • 7.50%

Vehicle condition and year: Used 2011 and Newer (Titled Only) $10,000 - $25,000

  • Down Payment
  • Term/Mos
  • APR
  • 15%
  • Up to 120 Months
  • 8.75%

For Example: A $10,000 marine loan with 15% down for 72 months at 7.50% APR would have a repayment amount of $172.72 and a finance charge of $2,450.37.

ATV, Snowmobiles, Motorcycles, Jetskis

Effective date: February 3, 2020

Vehicle condition and yearDown PaymentTerm/MosAPR
New 2020 - 2018 (Minimum $2,500)20%6-488.25%

Vehicle condition and year: New 2020 - 2018 (Minimum $2,500)

  • Down Payment
  • Term/Mos
  • APR
  • 20%
  • 6-48
  • 8.25%

For Example: A $10,000 ATV loan with 20% down for 48 months at 8.25% APR would have a repayment amount of $245.32 and a finance charge of $1,775.40.