Vehicle Loans
Vehicle Loans
Apply Online TodayAuto/Motorcycle Loans
Effective date: August 1, 2022
| Vehicle condition and year | Term/Mos | APR | Minimum Loan |
|---|---|---|---|
| New, Used: 2023, 2022, 2021 | 6-60 | 3.89% | $4,000 |
| 61-75 | 4.39% | $4,000 | |
| Used: 2020-2019 | 6-60 | 4.14% | $4,000 |
| 61-75 | 4.84% | $4,000 | |
| Used: 2018-2017 | 6-60 | 4.54% | $4,000 |
| 61-75 | 5.14% | $4,000 | |
| Used: 2016-2015 | 6-60 | 4.94% | $4,000 |
| 61-75 | 5.44% | $4,000 | |
| Used: 2014-2012 | 6-60 | 5.89% | $4,000 |
*Down payment may be required depending on credit worthiness.
**.25% rate reduction with automatic payment
For Example: A $10,000 auto loan for 60 months at 3.89% APR would have a repayment amount of $183.69 and a finance charge of $1,021.20.
Marine, Motor Homes, Travel Trailers Loans
Effective date: August 1, 2022
| Vehicle condition and year | Down Payment | Term/Mos | APR |
|---|---|---|---|
| New, Used: 2022 - 2020 | 15% | Up to 120 Months | 7.50% |
| Used 2012 and Newer (Titled Only) $10,000 - $25,000 | 15% | Up to 120 Months | 8.75% |
For Example: A $10,000 marine loan with 15% down for 72 months at 7.50% APR would have a repayment amount of $172.72 and a finance charge of $2,450.37.
ATV, Snowmobiles, Jetskis
Effective date: August 1, 2022
| Vehicle condition and year | Down Payment | Term/Mos | APR |
|---|---|---|---|
| New 2022 - 2020 (Minimum $2,500) | 20% | 6-48 | 8.25% |
For Example: A $10,000 ATV loan with 20% down for 48 months at 8.25% APR would have a repayment amount of $245.32 and a finance charge of $1,775.40.