Vehicle Loans
Auto/Motorcycle Loans
Effective date: November 1, 2019
| Vehicle condition and year | Down Payment | Term/Mos | APR | Minimum Loan |
|---|---|---|---|---|
| New, Used: 2019, 2018 | *10% | 6-60 | 3.59% | $4,000 |
| *10% | 61-72 | 3.99% | $4,000 | |
| Used: 2017 - 2014 | *10% | 6-60 | 3.89% | $4,000 |
| *10% | 61-72 | 4.49% | $4,000 | |
| Used: 2013 - 2012 1 | *25% | 6-60 | 4.99% | $4,000 |
| *25% | 61-72 | 5.29% | $4,000 | |
| Used: 2011 - 2009 2 | *25% | 60 | 5.99% | $4,000 |
* Motorcycles require 20% down.
1. 25% down or 90% of NADA Trade-In Value
2. Trade-In Value
For Example: A $10,000 auto loan with 10% down for 60 months at 3.59% APR would have a repayment amount of $182.34 and a finance charge of $940.40.
Marine, Motor Homes, Travel Trailers Loans
Effective date: November 1, 2019
| Vehicle condition and year | Down Payment | Term/Mos | APR |
|---|---|---|---|
| New, Used: 2019, 2018 | 15% | Up to 120 Months | 7.74% |
| Used 2010 and Newer (Titled Only) $10,000 - $25,000 | 15% | Up to 120 Months | 9.14% |
For Example: A $10,000 marine loan with 15% down for 72 months at 7.74% APR would have a repayment amount of $174.10 and a finance charge of $2,535.20
ATV, Snowmobiles, Motorcycles, Jetskis
Effective date: November 1, 2019
| Vehicle condition and year | Down Payment | Term/Mos | APR |
|---|---|---|---|
| New 2019 - 2018 (Minimum $2,500) | 20% | 6-48 | 8.50% |
For Example: A $10,000 ATV loan with 20% down for 48 months at 8.50% APR would have a repayment amount of $245.51 and a finance charge of $1,832.38
Contact us for more
information on loans.
For more information on loans listed above or on additional types of loans, please contact a Loan Officer.