Auto/Motorcycle Loans

Effective date: February 5, 2019

Vehicle condition and yearDown PaymentTerm/MosAPRMinimum Loan
New, Used: 2019, 2018*10%6-603.39%$4,000
*10%61-723.79%$4,000
Used: 2017 - 2014*10%6-603.89%$4,000
*10%61-724.44%$4,000
Used: 2013 - 2012 1*25%6-604.64%$4,000
*25%61-724.94%$4,000
Used: 2011 - 2009 2*25%605.99%$4,000

Vehicle condition and year: New, Used: 2019, 2018

  • Down Payment
  • Term/Mos
  • APR
  • Minimum Loan
  • *10%
  • 6-60
  • 3.39%
  • $4,000

Vehicle condition and year:

  • Down Payment
  • Term/Mos
  • APR
  • Minimum Loan
  • *10%
  • 61-72
  • 3.79%
  • $4,000

Vehicle condition and year: Used: 2017 - 2014

  • Down Payment
  • Term/Mos
  • APR
  • Minimum Loan
  • *10%
  • 6-60
  • 3.89%
  • $4,000

Vehicle condition and year:

  • Down Payment
  • Term/Mos
  • APR
  • Minimum Loan
  • *10%
  • 61-72
  • 4.44%
  • $4,000

Vehicle condition and year: Used: 2013 - 2012 1

  • Down Payment
  • Term/Mos
  • APR
  • Minimum Loan
  • *25%
  • 6-60
  • 4.64%
  • $4,000

Vehicle condition and year:

  • Down Payment
  • Term/Mos
  • APR
  • Minimum Loan
  • *25%
  • 61-72
  • 4.94%
  • $4,000

Vehicle condition and year: Used: 2011 - 2009 2

  • Down Payment
  • Term/Mos
  • APR
  • Minimum Loan
  • *25%
  • 60
  • 5.99%
  • $4,000

* Motorcycles require 20% down.

1.  25% down or 90% of NADA Trade-In Value

2. Trade-In Value

For Example: A $10,000 auto loan with 10% down for 60 months at 3.14% APR would have a repayment amount of $180.32 and a finance charge of $819.20

Marine, Motor Homes, Travel Trailers Loans

Effective date: February 5, 2019

Vehicle condition and yearDown PaymentTerm/MosAPR
New, Used: 2019, 201815%Up to 120 Months7.74%
Used 2010 and Newer (Titled Only) $10,000 - $25,00015%Up to 120 Months9.14%

Vehicle condition and year: New, Used: 2019, 2018

  • Down Payment
  • Term/Mos
  • APR
  • 15%
  • Up to 120 Months
  • 7.74%

Vehicle condition and year: Used 2010 and Newer (Titled Only) $10,000 - $25,000

  • Down Payment
  • Term/Mos
  • APR
  • 15%
  • Up to 120 Months
  • 9.14%

For Example: A $10,000 marine loan with 15% down for 72 months at 7.74% APR would have a repayment amount of $174.10 and a finance charge of $2,535.20

ATV, Snowmobiles, Motorcycles, Jetskis

Effective date: February 5, 2019

Vehicle condition and yearDown PaymentTerm/MosAPR
New 2019 - 2018 (Minimum $2,500)20%6-488.5%

Vehicle condition and year: New 2019 - 2018 (Minimum $2,500)

  • Down Payment
  • Term/Mos
  • APR
  • 20%
  • 6-48
  • 8.5%

For Example: A $10,000 ATV loan with 20% down for 48 months at 8.50% APR would have a repayment amount of $245.51 and a finance charge of $1,832.38