Vehicle Loans
Vehicle Loans
Apply Online TodayAuto/Motorcycle Loans
Effective date: December 1, 2022
| Vehicle condition and year | Term/Mos | APR | Minimum Loan |
|---|---|---|---|
| New, Used: 2023, 2022, 2021 | 6-60 | 5.39% | $4,000 |
| 61-75 | 5.89% | $4,000 | |
| Used: 2020-2019 | 6-60 | 5.64% | $4,000 |
| 61-75 | 6.34% | $4,000 | |
| Used: 2018-2017 | 6-60 | 6.04% | $4,000 |
| 61-75 | 6.64% | $4,000 | |
| Used: 2016-2015 | 6-60 | 6.44% | $4,000 |
| 61-75 | 6.94% | $4,000 | |
| Used: 2014-2012 | 6-60 | 7.89% | $4,000 |
*Down payment may be required depending on credit worthiness.
**.25% rate reduction with automatic payment
For Example: A $10,000 auto loan for 60 months at 5.391% APR would have a repayment amount of $190.51 and a finance charge of $1,430.40.
Marine, Motor Homes, Travel Trailers Loans
Effective date: December 1, 2022
| Vehicle condition and year | Down Payment | Term/Mos | APR |
|---|---|---|---|
| New, Used: 2022 - 2020 | 15% | Up to 120 Months | 8.25% |
| Used 2012 and Newer (Titled Only) $10,000 - $25,000 | 15% | Up to 120 Months | 9.50% |
For Example: A $10,000 marine loan with 15% down for 72 months at 8.252% APR would have a repayment amount of $176.56 and a finance charge of $2,712.75.
ATV, Snowmobiles, Jetskis
Effective date: December 1, 2022
| Vehicle condition and year | Down Payment | Term/Mos | APR |
|---|---|---|---|
| New 2022 - 2020 (Minimum $2,500) | 20% | 6-48 | 9.00% |
For Example: A $10,000 ATV loan with 20% down for 48 months at 9.00% APR would have a repayment amount of $248.85 and a finance charge of $1,944.86.