Vehicle Loans
Auto/Motorcycle Loans
Effective date: January 5, 2022
| Vehicle condition and year | Term/Mos | APR | Minimum Loan |
|---|---|---|---|
| New, Used: 2022 - 2020 | 6-60 | 2.64% | $4,000 |
| 61-72 | 2.84% | $4,000 | |
| Used: 2019 - 2017 | 6-60 | 3.14% | $4,000 |
| 61-72 | 3.39% | $4,000 | |
| Used: 2016 - 2014 | 6-60 | 3.64% | $4,000 |
| 61-72 | 4.14% | $4,000 | |
| Used: 2013- 2011 | 6-60 | 4.64% | $4,000 |
*Down payment may be required depending on credit worthiness.
**.25% rate reduction with automatic payment
For Example: A $10,000 auto loan for 60 months at 2.64% APR would have a repayment amount of $178.09 and a finance charge of $685.56.
Marine, Motor Homes, Travel Trailers Loans
Effective date: January 5, 2022
| Vehicle condition and year | Down Payment | Term/Mos | APR |
|---|---|---|---|
| New, Used: 2022 - 2020 | 15% | Up to 120 Months | 7.50% |
| Used 2012 and Newer (Titled Only) $10,000 - $25,000 | 15% | Up to 120 Months | 8.75% |
For Example: A $10,000 marine loan with 15% down for 72 months at 7.50% APR would have a repayment amount of $172.72 and a finance charge of $2,450.37.
ATV, Snowmobiles, Jetskis
Effective date: January 5, 2022
| Vehicle condition and year | Down Payment | Term/Mos | APR |
|---|---|---|---|
| New 2022 - 2020 (Minimum $2,500) | 20% | 6-48 | 8.25% |
For Example: A $10,000 ATV loan with 20% down for 48 months at 8.25% APR would have a repayment amount of $245.32 and a finance charge of $1,775.40.
Contact us for more
information on loans.
For more information on loans listed above or on additional types of loans, please contact a Loan Officer.