Cookie Policy
1. Introduction
Our website, https://firstscotia.com (hereinafter: “the website”) uses cookies and other related technologies (for convenience all technologies are referred to as “cookies”). Cookies are also placed by third parties we have engaged. In the document below we inform you about the use of cookies on our website.
2. What Are Cookies?
A cookie is a small file that is sent along with pages of this website and stored by your browser on the hard drive of your computer or another device. The information stored therein may be returned to our servers or to the servers of the relevant third parties during a subsequent visit.
3. What Are Scripts?
A script is a piece of program code that is used to make our website function properly and interactively. This code is executed on our server or on your device.
4. Types of Cookies
4.1 Functional Cookies
Some cookies ensure that certain parts of the website work properly and that your user preferences remain known. These cookies are necessary for the website to function and cannot be switched off. They are usually set in response to actions you take, such as setting your privacy preferences, logging in, or filling in forms. We may place these cookies without your consent.
4.2 Statistics Cookies
We use statistics cookies to understand how visitors interact with our website, helping us improve the user experience. These cookies collect information such as which pages are visited most often and whether visitors encounter error messages. We ask your permission before placing statistics cookies.
4.3 Marketing Cookies
Our website does not currently use marketing or tracking cookies. If this changes in the future, this policy will be updated accordingly.
5. Cookies Used on This Website
6. Consent
When you visit our website for the first time, we will show you a notice with an explanation about cookies. You will be given the option to accept or deny the use of non-essential cookies. You may also view and adjust your preferences for specific cookie categories.
You can change your cookie preferences at any time by visiting our Cookie Policy page, accessible from the link in our website footer.
7. Managing Your Cookie Preferences
You can manage your cookie preferences below. Functional cookies are always active because they are necessary for the website to operate. Statistics cookies require your explicit consent before they are placed.
8. Enabling, Disabling, and Deleting Cookies
You can use your internet browser to automatically or manually delete cookies. You can also specify that certain cookies may not be placed. Another option is to change the settings of your internet browser so that you receive a message each time a cookie is placed. For more information about these options, please refer to the instructions in the Help section of your browser.
Please note that our website may not work properly if all cookies are disabled. If you do delete the cookies in your browser, they will be placed again after your consent when you visit our website again.
9. Your Rights
You have the following rights with respect to your personal data:
- Access: Customers may request access to certain personal information maintained by the Bank, subject to applicable legal and regulatory requirements. Access may be limited where necessary to comply with applicable federal banking laws and regulations.
- Correction: Customers may request correction of inaccurate or incomplete personal information.
- Deletion: Customers may request deletion of personal information when it is no longer necessary; however, the Bank retains information as required for legal, regulatory, audit, fraud prevention, and recordkeeping purposes. Information not subject to retention requirements will be securely deleted or de‑identified in accordance with Bank policy.
- Restriction: Customers may request limitations on the use of personal information, subject to operational, compliance, and risk management requirements.
- Withdrawal of Consent: Where applicable, customers may withdraw consent for data processing.
- Complaints: Customers may raise concerns directly with the Bank or submit complaints to applicable regulatory authorities.
10. Contact Details
For questions and/or comments about our Cookie Policy, please contact us using the following information:
1st National Bank of Scotia
201 Mohawk Avenue, Scotia, NY 12302
United States
Website: https://firstscotia.com
Email: information@firstscotia.com
Toll free phone number: (877) 393-5079
Phone number: (518) 370-7200