Effective date: January 1, 2021

RequirementsTerm/MosAPRMinimum Loan
With 1st National Deposit Account6-60Fixed @ 2.49% above deposit rate$4,000
With Acceptable Collateral Secured6-608.50%$4,000
With Acceptable Collateral Unsecured6-2410.50%$4,000
Stock listed on Exchange up to 2/3 value6-607.50%$4,000

Requirements: With 1st National Deposit Account

  • Term/Mos
  • APR
  • Minimum Loan
  • 6-60
  • Fixed @ 2.49% above deposit rate
  • $4,000

Requirements: With Acceptable Collateral Secured

  • Term/Mos
  • APR
  • Minimum Loan
  • 6-60
  • 8.50%
  • $4,000

Requirements: With Acceptable Collateral Unsecured

  • Term/Mos
  • APR
  • Minimum Loan
  • 6-24
  • 10.50%
  • $4,000

Requirements: Stock listed on Exchange up to 2/3 value

  • Term/Mos
  • APR
  • Minimum Loan
  • 6-60
  • 7.50%
  • $4,000

For Example: A $10,000 personal loan for 36 months at 8.50% APR would have a repayment amount of $315.70 and a finance charge of $1,365.37