Personal Loans
Personal Loans
Effective date: September 1, 2023
Requirements | Term/Mos | APR | Minimum Loan |
---|---|---|---|
With 1st National Deposit Account as Collateral | 6-60 | 6.00% | $4,000 |
With Acceptable Collateral Secured | 6-60 | 10.00% | $4,000 |
Unsecured | 6-36 | 12.00% | $4,000 |
Stock listed on Exchange up to 2/3 value | 6-60 | 9.00% | $4,000 |
For Example: A $10,000 personal loan for 60 months at 10.021% APR would have a repayment amount of $212.58 and a finance charge of $2,754.45.