Effective date: January 3, 2023

RequirementsTerm/MosAPRMinimum Loan
With 1st National Deposit Account as Collateral6-60Fixed @ 5.25%$4,000
With Acceptable Collateral Secured6-609.25%$4,000
Unsecured6-3611.25%$4,000
Stock listed on Exchange up to 2/3 value 6-608.25%$4,000

Requirements: With 1st National Deposit Account as Collateral

  • Term/Mos
  • APR
  • Minimum Loan
  • 6-60
  • Fixed @ 5.25%
  • $4,000

Requirements: With Acceptable Collateral Secured

  • Term/Mos
  • APR
  • Minimum Loan
  • 6-60
  • 9.25%
  • $4,000

Requirements: Unsecured

  • Term/Mos
  • APR
  • Minimum Loan
  • 6-36
  • 11.25%
  • $4,000

Requirements: Stock listed on Exchange up to 2/3 value

  • Term/Mos
  • APR
  • Minimum Loan
  • 6-60
  • 8.25%
  • $4,000

For Example: A $10,000 personal loan for 60 months at 9.251% APR would have a repayment amount of $208.80 and a finance charge of $2,528.27.