Effective date: September 1, 2023

RequirementsTerm/MosAPRMinimum Loan
With 1st National Deposit Account as Collateral6-606.00%$4,000
With Acceptable Collateral Secured6-6010.00%$4,000
Unsecured6-3612.00%$4,000
Stock listed on Exchange up to 2/3 value 6-609.00%$4,000

Requirements: With 1st National Deposit Account as Collateral

  • Term/Mos
  • APR
  • Minimum Loan
  • 6-60
  • 6.00%
  • $4,000

Requirements: With Acceptable Collateral Secured

  • Term/Mos
  • APR
  • Minimum Loan
  • 6-60
  • 10.00%
  • $4,000

Requirements: Unsecured

  • Term/Mos
  • APR
  • Minimum Loan
  • 6-36
  • 12.00%
  • $4,000

Requirements: Stock listed on Exchange up to 2/3 value

  • Term/Mos
  • APR
  • Minimum Loan
  • 6-60
  • 9.00%
  • $4,000

For Example: A $10,000 personal loan for 60 months at 10.021% APR would have a repayment amount of $212.58 and a finance charge of $2,754.45.