Personal Loans
Effective date: January 1, 2021
Requirements | Term/Mos | APR | Minimum Loan |
---|---|---|---|
With 1st National Deposit Account | 6-60 | Fixed @ 2.49% above deposit rate | $4,000 |
With Acceptable Collateral Secured | 6-60 | 8.50% | $4,000 |
With Acceptable Collateral Unsecured | 6-24 | 10.50% | $4,000 |
Stock listed on Exchange up to 2/3 value | 6-60 | 7.50% | $4,000 |
For Example: A $10,000 personal loan for 36 months at 8.50% APR would have a repayment amount of $315.70 and a finance charge of $1,365.37
Contact us for more
information on loans.
For more information on loans listed above or on additional types of loans, please contact a Loan Officer.