Personal Loans
Personal Loans
Effective date: January 3, 2023
Requirements | Term/Mos | APR | Minimum Loan |
---|---|---|---|
With 1st National Deposit Account as Collateral | 6-60 | Fixed @ 5.25% | $4,000 |
With Acceptable Collateral Secured | 6-60 | 9.25% | $4,000 |
Unsecured | 6-36 | 11.25% | $4,000 |
Stock listed on Exchange up to 2/3 value | 6-60 | 8.25% | $4,000 |
For Example: A $10,000 personal loan for 60 months at 9.251% APR would have a repayment amount of $208.80 and a finance charge of $2,528.27.