What does 1st National Bank of Scotia do
with your personal information?

  • Why?

    Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

  • What?

    The types of personal information we collect and share depend on the product or service you have with us. This information can include:

    • Social Security number and income
    • Account balances and payment history
    • Credit history and employment information
  • How?

    All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons 1st National Bank of Scotia chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes 1st National Bank of Scotia share?Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes
To offer our products and services to you
YesNo
For joint marketing with other financial companiesNoWe don't share
For our affiliates’ everyday business purposes
Information about your transactions and experiences
YesNo
For our affiliates’ everyday business purposes
Information about your creditworthiness
NoWe don't share
For our affiliates to market to youYesYes
For non-affiliates to market to youNoWe don't share

Reasons we can share your personal information: For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

  • Does 1st National Bank of Scotia share?
  • Can you limit this sharing?
  • Yes
  • No

Reasons we can share your personal information: For our marketing purposes
To offer our products and services to you

  • Does 1st National Bank of Scotia share?
  • Can you limit this sharing?
  • Yes
  • No

Reasons we can share your personal information: For joint marketing with other financial companies

  • Does 1st National Bank of Scotia share?
  • Can you limit this sharing?
  • No
  • We don't share

Reasons we can share your personal information: For our affiliates’ everyday business purposes
Information about your transactions and experiences

  • Does 1st National Bank of Scotia share?
  • Can you limit this sharing?
  • Yes
  • No

Reasons we can share your personal information: For our affiliates’ everyday business purposes
Information about your creditworthiness

  • Does 1st National Bank of Scotia share?
  • Can you limit this sharing?
  • No
  • We don't share

Reasons we can share your personal information: For our affiliates to market to you

  • Does 1st National Bank of Scotia share?
  • Can you limit this sharing?
  • Yes
  • Yes

Reasons we can share your personal information: For non-affiliates to market to you

  • Does 1st National Bank of Scotia share?
  • Can you limit this sharing?
  • No
  • We don't share

To limit our sharing, mail the form.

Please note:

If you are a new customer, we can begin sharing your information (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing and questions.

 

What we do

Definitions

  • Affiliates

    Companies related by common ownership or control. They can be financial and non financial companies.

    • Our affiliates include our bank holding company, Glenville Bank Holding Co., Inc. and insurance company, Scotia Insurance Agency, Inc. d/b/a FNB Financial Services, Scautub Agency, LLC
  • Non-affiliates

    Companies not related by common ownership or control. They can be financial and nonfinancial companies.

    • 1st National Bank of Scotia does not share with non-affiliates so they can market to you
  • Joint marketing

    A formal agreement between non-affiliated financial companies that together market financial products or services to you.

    • 1st National Bank of Scotia doesn’t jointly market

    Download a copy of the First National Bank of Scotia Privacy Policy