Effective date: June 3, 2019

AccountInterest RateMinimum Average
Daily Balance
Minimum Opening DepositAnnual Percentage Yield
Day of Deposit Savings0.10%minimum $50 average daily balance required to earn interest$250.10%
Young Savers0.25%minimum $50 average daily balance required to earn interest$50.25%
NOW Accounts0.05%minimum $500 average daily balance required to earn interest$5000.05%
Club Accounts0.05%minimum $50 average daily balance required to earn interest$10.05%
Money Market0.15%minimum $2,500 average daily balance required to earn interest$2,5000.15%

Account: Day of Deposit Savings

  • Interest Rate
  • Minimum Average
    Daily Balance
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 0.10%
  • minimum $50 average daily balance required to earn interest
  • $25
  • 0.10%

Account: Young Savers

  • Interest Rate
  • Minimum Average
    Daily Balance
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 0.25%
  • minimum $50 average daily balance required to earn interest
  • $5
  • 0.25%

Account: NOW Accounts

  • Interest Rate
  • Minimum Average
    Daily Balance
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 0.05%
  • minimum $500 average daily balance required to earn interest
  • $500
  • 0.05%

Account: Club Accounts

  • Interest Rate
  • Minimum Average
    Daily Balance
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 0.05%
  • minimum $50 average daily balance required to earn interest
  • $1
  • 0.05%

Account: Money Market

  • Interest Rate
  • Minimum Average
    Daily Balance
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 0.15%
  • minimum $2,500 average daily balance required to earn interest
  • $2,500
  • 0.15%

* Rate may change after account opening.
* Fees may reduce earnings on account.

Tiered Money Market Accounts

TierInterest RateMinimum Opening DepositAverage Daily Balance needed to earn stated APYAnnual Percentage Yield
10.15%$10,000$2,500 to $24,9990.15%
20.36%$10,000$25,000 to $99,9990.36%
30.45%$10,000$100,000 to $249,9990.45%
40.57%$10,000$250,000 and over0.57%

Tier: 1

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.15%
  • $10,000
  • $2,500 to $24,999
  • 0.15%

Tier: 2

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.36%
  • $10,000
  • $25,000 to $99,999
  • 0.36%

Tier: 3

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.45%
  • $10,000
  • $100,000 to $249,999
  • 0.45%

Tier: 4

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.57%
  • $10,000
  • $250,000 and over
  • 0.57%

* Rate may change after account opening.
* Fees may reduce earnings on account.

Health Savings Accounts

TierInterest RateMinimum Opening DepositAverage Daily Balance needed to earn stated APYAnnual Percentage Yield
10.10%-Below $5000.10%
20.11%-$500 to $2,4990.11%
30.15%-$2,500 to $9,9990.15%
40.15%-$10,000 and over0.15%

Tier: 1

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.10%
  • -
  • Below $500
  • 0.10%

Tier: 2

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.11%
  • -
  • $500 to $2,499
  • 0.11%

Tier: 3

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.15%
  • -
  • $2,500 to $9,999
  • 0.15%

Tier: 4

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.15%
  • -
  • $10,000 and over
  • 0.15%

* Rate may change after account opening.
* Fees may reduce earnings on account.