Effective date: June 1, 2021

AccountInterest RateMinimum Average
Daily Balance
Minimum Opening DepositAnnual Percentage Yield
Day of Deposit Savings0.05%minimum $50 average daily balance required to earn interest$250.05%
Young Savers0.10%minimum $50 average daily balance required to earn interest$50.10%
NOW Accounts0.03%minimum $500 average daily balance required to earn interest$5000.03%
Club Accounts0.05%minimum $50 average daily balance required to earn interest$10.05%
Money Market0.06%minimum $2,500 average daily balance required to earn interest$2,5000.06%

Account: Day of Deposit Savings

  • Interest Rate
  • Minimum Average
    Daily Balance
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 0.05%
  • minimum $50 average daily balance required to earn interest
  • $25
  • 0.05%

Account: Young Savers

  • Interest Rate
  • Minimum Average
    Daily Balance
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 0.10%
  • minimum $50 average daily balance required to earn interest
  • $5
  • 0.10%

Account: NOW Accounts

  • Interest Rate
  • Minimum Average
    Daily Balance
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 0.03%
  • minimum $500 average daily balance required to earn interest
  • $500
  • 0.03%

Account: Club Accounts

  • Interest Rate
  • Minimum Average
    Daily Balance
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 0.05%
  • minimum $50 average daily balance required to earn interest
  • $1
  • 0.05%

Account: Money Market

  • Interest Rate
  • Minimum Average
    Daily Balance
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 0.06%
  • minimum $2,500 average daily balance required to earn interest
  • $2,500
  • 0.06%

* Rate may change after account opening.
* Fees may reduce earnings on account.

Tiered Money Market Accounts

TierInterest RateMinimum Opening DepositAverage Daily Balance needed to earn stated APYAnnual Percentage Yield
10.06%$10,000$2,500 to $24,9990.06%
20.07%$10,000$25,000 to $99,9990.07%
30.11%$10,000$100,000 to $249,9990.11%
40.17%$10,000$250,000 and over0.17%

Tier: 1

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.06%
  • $10,000
  • $2,500 to $24,999
  • 0.06%

Tier: 2

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.07%
  • $10,000
  • $25,000 to $99,999
  • 0.07%

Tier: 3

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.11%
  • $10,000
  • $100,000 to $249,999
  • 0.11%

Tier: 4

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.17%
  • $10,000
  • $250,000 and over
  • 0.17%

* Rate may change after account opening.
* Fees may reduce earnings on account.

Health Savings Accounts

TierInterest RateMinimum Opening DepositAverage Daily Balance needed to earn stated APYAnnual Percentage Yield
10.05%-Below $5000.05%
20.05%-$500 to $2,4990.05%
30.05%-$2,500 to $9,9990.05%
40.05%-$10,000 and over0.05%

Tier: 1

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.05%
  • -
  • Below $500
  • 0.05%

Tier: 2

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.05%
  • -
  • $500 to $2,499
  • 0.05%

Tier: 3

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.05%
  • -
  • $2,500 to $9,999
  • 0.05%

Tier: 4

  • Interest Rate
  • Minimum Opening Deposit
  • Average Daily Balance needed to earn stated APY
  • Annual Percentage Yield
  • 0.05%
  • -
  • $10,000 and over
  • 0.05%

* Rate may change after account opening.
* Fees may reduce earnings on account.