Effective date: March 19, 2020

ProductDurationInterest RateMinimum Opening DepositAnnual Percentage Yield
30 Day
Certificates
30 days0.10%$2,5000.10%
90 Day
Certificates
90-179 days0.10%$2,5000.10%
180 Day
Certificates
180-364 days0.20%$2,5000.20%
One Year Variable Rate IRA Savings1 year0.25%$500.25%
1 Year
Certificates
12-17 months0.35%$500*0.35%
15 Month
Certificates and IRA
Special1.01%$2,500*1.01%
24 Month
Certificates and IRA
-0.83%$500*0.83%
36 Month
Certificates and IRA
-0.94%$500*0.94%
48 Month
Certificates and IRA
-1.17%$500*1.18%
60 Month
Certificates and IRA
-1.24%$500*1.25%

Product: 30 Day
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 30 days
  • 0.10%
  • $2,500
  • 0.10%

Product: 90 Day
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 90-179 days
  • 0.10%
  • $2,500
  • 0.10%

Product: 180 Day
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 180-364 days
  • 0.20%
  • $2,500
  • 0.20%

Product: One Year Variable Rate IRA Savings

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 1 year
  • 0.25%
  • $50
  • 0.25%

Product: 1 Year
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 12-17 months
  • 0.35%
  • $500
  • *0.35%

Product: 15 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • Special
  • 1.01%
  • $2,500
  • *1.01%

Product: 24 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 0.83%
  • $500
  • *0.83%

Product: 36 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 0.94%
  • $500
  • *0.94%

Product: 48 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 1.17%
  • $500
  • *1.18%

Product: 60 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 1.24%
  • $500
  • *1.25%

Penalty for early withdrawal
*APY for CDs one year or more are based on quarterly interest