Effective date: April 1, 2021

ProductDurationInterest RateMinimum Opening DepositAnnual Percentage Yield
30 Day
Certificates
30 days0.07%$2,5000.07%
90 Day
Certificates
90-179 days0.07%$2,5000.07%
180 Day
Certificates
180-364 days0.16%$2,5000.16%
One Year Variable Rate IRA Savings1 year0.20%$500.20%
1 Year
Certificates
12-17 months0.30%$500*0.30%
24 Month
Certificates and IRA
-0.45%$500*0.45%
36 Month
Certificates and IRA
-0.51%$500*0.51%
48 Month
Certificates and IRA
-0.65%$500*0.65%
60 Month
Certificates and IRA
-0.78%$500*0.78%

Product: 30 Day
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 30 days
  • 0.07%
  • $2,500
  • 0.07%

Product: 90 Day
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 90-179 days
  • 0.07%
  • $2,500
  • 0.07%

Product: 180 Day
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 180-364 days
  • 0.16%
  • $2,500
  • 0.16%

Product: One Year Variable Rate IRA Savings

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 1 year
  • 0.20%
  • $50
  • 0.20%

Product: 1 Year
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 12-17 months
  • 0.30%
  • $500
  • *0.30%

Product: 24 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 0.45%
  • $500
  • *0.45%

Product: 36 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 0.51%
  • $500
  • *0.51%

Product: 48 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 0.65%
  • $500
  • *0.65%

Product: 60 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 0.78%
  • $500
  • *0.78%

Penalty for early withdrawal
*APY for CDs one year or more are based on quarterly interest