Effective date: January 19, 2023

ProductDurationInterest RateMinimum Opening DepositAnnual Percentage Yield
30 Day
Certificates
30 days0.10%$2,5000.10%
90 Day
Certificates
90-179 days0.10%$2,5000.10%
180 Day
Certificates
180-364 days0.25%$2,5000.25%
One Year Variable Rate IRA Savings1 year0.15%$500.15%
1 Year
Certificates
12-17 months0.37%$500*0.37%
24 Month
Certificates and IRA
-0.40%$500*0.40%
36 Month
Certificates and IRA
-0.49%$500*0.49%
48 Month
Certificates and IRA
-0.55%$500*0.55%
60 Month
Certificates and IRA
-0.60%$500*0.60%

Product: 30 Day
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 30 days
  • 0.10%
  • $2,500
  • 0.10%

Product: 90 Day
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 90-179 days
  • 0.10%
  • $2,500
  • 0.10%

Product: 180 Day
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 180-364 days
  • 0.25%
  • $2,500
  • 0.25%

Product: One Year Variable Rate IRA Savings

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 1 year
  • 0.15%
  • $50
  • 0.15%

Product: 1 Year
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 12-17 months
  • 0.37%
  • $500
  • *0.37%

Product: 24 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 0.40%
  • $500
  • *0.40%

Product: 36 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 0.49%
  • $500
  • *0.49%

Product: 48 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 0.55%
  • $500
  • *0.55%

Product: 60 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 0.60%
  • $500
  • *0.60%

Penalty for early withdrawal
*APY for CDs one year or more are based on quarterly interest