Effective date: February 22, 2019

ProductDurationInterest RateMinimum Opening DepositAnnual Percentage Yield
30 Day
Certificates
30 days0.15%$2,5000.15%
90 Day
Certificates
90-179 days0.15%$2,5000.15%
180 Day
Certificates
180-364 days0.30%$2,5000.30%
One Year Variable Rate IRA Savings1 year0.20%$500.20%
1 Year
Certificates
12-17 months0.55%$500*0.55%
15 Month
Certificates and IRA
Special1.75%$500*1.76%
24 Month
Certificates and IRA
-0.97%$500*0.97%
36 Month
Certificates and IRA
-1.19%$500*1.20%
48 Month
Certificates and IRA
-1.29%$500*1.30%
60 Month
Certificates and IRA
-1.44%$500*1.45%

Product: 30 Day
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 30 days
  • 0.15%
  • $2,500
  • 0.15%

Product: 90 Day
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 90-179 days
  • 0.15%
  • $2,500
  • 0.15%

Product: 180 Day
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 180-364 days
  • 0.30%
  • $2,500
  • 0.30%

Product: One Year Variable Rate IRA Savings

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 1 year
  • 0.20%
  • $50
  • 0.20%

Product: 1 Year
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 12-17 months
  • 0.55%
  • $500
  • *0.55%

Product: 15 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • Special
  • 1.75%
  • $500
  • *1.76%

Product: 24 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 0.97%
  • $500
  • *0.97%

Product: 36 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 1.19%
  • $500
  • *1.20%

Product: 48 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 1.29%
  • $500
  • *1.30%

Product: 60 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 1.44%
  • $500
  • *1.45%

* APY for CDs one year or more are based on quarterly interest.
* Penalty for early withdrawal