Effective date: March 28, 2019

ProductDurationInterest RateMinimum Opening DepositAnnual Percentage Yield
30 Day
Certificates
30 days0.20%$2,5000.20%
90 Day
Certificates
90-179 days0.20%$2,5000.20%
180 Day
Certificates
180-364 days0.35%$2,5000.35%
9 Month Certificate
(new money only)
Special
Expires April 30, 2019
2.53%$10,0002.53%
One Year Variable Rate IRA Savings1 year0.25%$500.25%
1 Year
Certificates
12-17 months0.60%$500*0.60%
15 Month
Certificates and IRA
Special1.75%$2,500*1.76%
24 Month
Certificates and IRA
-1.00%$500*1.00%
36 Month
Certificates and IRA
-1.22%$500*1.23%
48 Month
Certificates and IRA
-1.29%$500*1.30%
60 Month
Certificates and IRA
-1.44%$500*1.45%

Product: 30 Day
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 30 days
  • 0.20%
  • $2,500
  • 0.20%

Product: 90 Day
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 90-179 days
  • 0.20%
  • $2,500
  • 0.20%

Product: 180 Day
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 180-364 days
  • 0.35%
  • $2,500
  • 0.35%

Product: 9 Month Certificate
(new money only)

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • Special
    Expires April 30, 2019
  • 2.53%
  • $10,000
  • 2.53%

Product: One Year Variable Rate IRA Savings

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 1 year
  • 0.25%
  • $50
  • 0.25%

Product: 1 Year
Certificates

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • 12-17 months
  • 0.60%
  • $500
  • *0.60%

Product: 15 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • Special
  • 1.75%
  • $2,500
  • *1.76%

Product: 24 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 1.00%
  • $500
  • *1.00%

Product: 36 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 1.22%
  • $500
  • *1.23%

Product: 48 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 1.29%
  • $500
  • *1.30%

Product: 60 Month
Certificates and IRA

  • Duration
  • Interest Rate
  • Minimum Opening Deposit
  • Annual Percentage Yield
  • -
  • 1.44%
  • $500
  • *1.45%

Penalty for early withdrawal
*APY for CDs one year or more are based on quarterly interest